Lawsuit: Dismissed Volt Bank v. Sp1d3rr [2025] DCR 25

[Angryhamdog]

IN THE DISTRICT COURT OF THE COMMONWEALTH OF REDMONT
EMERGENCY INJUNCTION

We request the court to freeze the plot of C594, including the DCT’s in-progress eviction, as well as the auction or alteration of this property, until the closure of this case. This case relates to Volt Bank’s seizure of this property, which was listed as collateral on a loan given to the defendant.

We believe the Government seizing and/or auctioning this property will significantly hinder the Plaintiff’s ability to collect on debts accumulated by the Defendant, causing irreparable harm to the Plaintiff’s financial interests.

The case will be filed shortly.

 

[Angryhamdog]

Case Filing

IN THE DISTRICT COURT OF THE COMMONWEALTH OF REDMONT
CIVIL ACTION

Volt Bank (Represented by Dragon Law Firm)
Plaintiff

V.

Sp1d3rr
Defendant

COMPLAINT

The Defendant failed to fully repay a mortgage loan to Volt Bank within the agreed upon timeline, committing Breach of Contract, and the loan has defaulted. The Defendant additionally left the Volt Bank server.

I. PARTIES
1. Volt Bank (Plaintiff)
2. Sp1d3rr (Defendant)

II. FACTS

1. On the 28th of November, 2024, the Plaintiff sent a Mortgage agreement to the Defendant, and the Defendant signed. This Mortgage agreement stipulated that the Defendant would be loaned a sum of $15,000, and that the total required amount to be repaid would be $16,800, excluding any late fees.
2. On the 28th of November, 2024, the Plaintiff paid a sum of $15,000 to the Defendant in-game, as outlined in the mortgage agreement.
3. On the 2nd of December, 2024, the Defendant made a $3,800 payment to the first installment of $8400.
4. The Defendant left the Volt Bank discord server before the end of the loan period.
5. The remaining amount of $16,800 and additional late fees have not been paid, and the contract is in default as of February 28th.

III. CLAIMS FOR RELIEF

1. The Defendant has committed Breach of Contract under §7 of the Contracts Act, as they have failed to pay the remaining $13,000 on the loan.
2. The Defendant is subject to the $2,500 late payment fee.
3. The Defendant has accrued $3,900 in 1% default fees per day of non-payment, for a total of 30 days.
4. The Defendant is subject to a $260 charge for a 2% default for defaulting on the loan.

IV. PRAYER FOR RELIEF
The Plaintiff seeks the following from the Defendant:

1. The property of C594, listed as collateral for the loan, in order to pay off the outstanding debts on the property as liquidated damages.
2. $19,400 in Compensatory Damages for the full remaining loan amount and associated late and default fees.
3. $5,000 in punitive damages for the outrageous conduct of the creation of a contract, in which Volt Bank completed their end of the bargain, and then failing to pay or provide any reason for not paying, and leaving the discord server.
4. $7,320 in legal fees, equal to 30% of the case value, as stipulated by the Legal Damages Act in order to cover costs incurred by hiring Dragon Law Firm as legal representation.

V. EVIDENCE

Spoiler: P-001

Spoiler: P-002

Spoiler: P-003

Spoiler: P-004

Spoiler: P-005

By making this submission, I agree I understand the penalties of lying in court and the fact that I am subject to perjury should I knowingly make a false statement in court. Any requests about my qualifications can be verified by the Department of Education.

DATED: This 30th day of March 2025.

 

[Mask3D_WOLF]

IN THE DISTRICT COURT OF THE COMMONWEALTH OF REDMONT
EMERGENCY INJUNCTION

We request the court to freeze the plot of C594, including the DCT’s in-progress eviction, as well as the auction or alteration of this property, until the closure of this case. This case relates to Volt Bank’s seizure of this property, which was listed as collateral on a loan given to the defendant.

We believe the Government seizing and/or auctioning this property will significantly hinder the Plaintiff’s ability to collect on debts accumulated by the Defendant, causing irreparable harm to the Plaintiff’s financial interests.

The case will be filed shortly.

The emergency injunction is granted. Summons will shortly follow.

 

[Mask3D_WOLF]

Writ of Summons

@sp1d3rr is required to appear before the Supreme Court in the case of Volt Bank v. Sp1d3rr.

Failure to appear within 72 hours of this summons will result in a default judgement based on the known facts of the case.

Both parties should make themselves aware of the Court Rules and Procedures, including the option of an in-game trial should both parties request one.

 

[Angryhamdog]

Motion

IN THE DISTRICT COURT OF THE COMMONWEALTH OF REDMONT
MOTION FOR SUMMARY JUDGEMENT
​

The Defendant has failed to show up, and as such the Plaintiff is entitled to default judgement.

 

[ko531]

Motion

IN THE DISTRICT COURT OF THE COMMONWEALTH OF REDMONT
MOTION FOR SUMMARY JUDGEMENT
​

The Defendant has failed to show up, and as such the Plaintiff is entitled to default judgement.

I have taken over this case and a public defender has been requested. No summary judgement will happen

 

[asexualdinosaur]

I will be representing the defendant in this case as a Public Defender.

I request a brief 24 hour period for response pending the second motion to compel.

Motion

IN THE DISTRICT COURT OF THE COMMONWEALTH OF REDMONT
MOTION TO COMPEL

The defence compels the plaintiff to provide proof of representation.

1. It's not clear that they have standing to represent Volt in this matter, and it's rather troubling to me that an Emergency Injunction was granted without confirmation of this.

Motion

IN THE DISTRICT COURT OF THE COMMONWEALTH OF REDMONT
MOTION TO COMPEL

The defence compels the plaintiff to agree they understand the penalties of lying in court and that they are subject to perjury should they knowingly make a false statement in court.

1. This has been common practice, especially with the introduction of the temples, which was used but seemingly removed - probably accidentally.
2. The Defence feels strongly that the plaintiff affirm this statement, and affirm the posting was devoid of knowingly false statements

 

[Angryhamdog]

Your Honor and Opposing Counsel, I apologize for the oversight. No motion to compel needed.

Here is proof of our representation:

Spoiler: Proof of Representation

Additionally, I will be amending the complaint to include the following line:
By making this submission, I agree I understand the penalties of lying in court and the fact that I am subject to perjury should I knowingly make a false statement in court. Any requests about my qualifications can be verified by the Department of Education.

DATED: This 30th day of March 2025.

Thank you, Your Honor.

 

[ko531]

As that issue is cleared up, the defense has 72 hours to post their answer to complaint

 

[asexualdinosaur]

Your honor,

I believe the plaintiff and I have come to a settlement agreement, but require the court to order the transfer of property in this case.

The agreed upon terms are that the property 'C594', will be transferred to the plaintiff. The rest of the damages have agreed to be dropped.

Following a case in a similar situation - dr_eksplosive v. georgelordx [2024] FCR 105, we request the case be dismissed and the transfer of the plot ordered.

Thank you.

 

[Angryhamdog]

Your Honor, we concur with the PD, and request the court to order the settlement as defined above. Thank you.

 

[ko531]

Your Honor, we concur with the PD, and request the court to order the settlement as defined above. Thank you.

Since a settlement has been reached. Case Dismissed.

The court will action the agreement as requested by the PD.