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Case Filing
IN THE DISTRICT COURT OF THE COMMONWEALTH OF REDMONT
CIVIL ACTION
Royal Bank of Redmont (Represented by KeystoneLaw)
Plaintiff
v.
Katalistixc
Defendant
COMPLAINT
The Plaintiff complains against the Defendant as follows:
I. PARTIES
1. The Plaintiff, the Royal Bank of Redmont ("RBR")
2. The Defendant, Katalistixc
II. FACTS
1. On 4 October 2026, the Defendant signed loan agreement UL003 and confirmed in writing that he accepted its terms.
2. On the same day, RBR sent the Defendant $10,000.
3. Under Schedule A, the loan was to be repaid in two payments, due on 18 October 2026 and 1 November 2026.
4. The first payment was not made on 18 October 2026. RBR reminded the Defendant on 18, 19 and 20 October 2026.
5. The Defendant paid $5,646.16 on 20 October 2026, two days late.
6. As of 15 November 2026 he had been offline for 25 days. He has also left the RBR Discord server.
7. The Defendant never told RBR that he could not make the second payment, as Article 6.2 of UL003 requires.
8. The second payment was due on 1 November 2026 and has not been paid.
9. On 5 November 2026, RBR sent the Defendant a default notice by in-game mail under Articles 8. The Defendant did not pay within 72 hours of delivery.
10. As of 15 November 2026, the Defendant owes $6,210.90 under UL003, calculated under Article 2 as follows:
(a) On 18 October 2026, the balance, with $850.00 in interest for the first 14-day period, was $10,850.00.
(b) The first payment was two days late. Interest of $131.75 was charged between 18 and 20 October 2026 ($10,850.00 x 8.5% x 2/14), bringing the balance to $10,981.75.
(c) On 20 October 2026, the Defendant paid $5,646.16, leaving a balance of $5,335.59. The interest of $131.75 for the late payment was not paid.
(d) Interest of $388.74 was charged on $5,335.59 between 20 October and 1 November 2026 (12 days at 8.5% per 14 days). The balance on 1 November 2026, the date the second payment was due, was $5,724.33.
(e) On 1 November 2026 the Defendant did not pay. Under Article 2, unpaid interest is added to the balance at the end of each 14-day period. Interest of $486.57 was charged on $5,724.33 between 1 and 15 November 2026 ($5,724.33 x 8.5%), bringing the balance to $6,210.90.
(f) After 15 November 2026, interest continues to run under Article 2 at $37.71 per day on the balance of $6,210.90 until paid.
III. CLAIMS FOR RELIEF
1. Breach of Contract under the Redmont Civil Code Act Part VI section 1, and sections 4 and 7 of the Contracts Act. There was a valid contract: offer, acceptance, consideration (the $10,000 loan), intent and capacity. The Defendant signed UL003 and accepted its terms in writing (Facts 1 and 2). RBR performed by sending the full $10,000 (Fact 2). The Defendant failed to pay the second payment on 1 November 2026 and did not pay after the default notice, which is a default under Article 8.1 of the UL003 (P-006)
IV. PRAYER FOR RELIEF
The Plaintiff seeks the following from the Defendant:
The Defendant failed to pay the second payment on 1 November 2026 and did not pay after the default notice, which is a default under Article 8.1 of UL003 (P-006). The Defendant owes $6,210.90 under UL003, as set out in Fact 10.
2. Further interest under Article 2 of UL003 from 15 November 2026 until paid, at 8.5% per 14-day period (currently $37.71 per day).
3. Legal fees under Part III, section 7(2)(a) of the Redmont Civil Code Act at a rate of 30% of the case value, and not less than the District Court minimum.
4. Any other relief the Court deems just.
V. EVIDENCES
VI. WITNESSES
Wayne_Kerr12
By making this submission, I agree I understand the penalties of lying in court and the fact that I am subject to perjury should I knowingly make a false statement in court.
