Lawsuit: Adjourned Pepecuu v MattTheSavvy [2025] FCR 100

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Pepecuu

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Case Filing


IN THE FEDERAL COURT OF THE COMMONWEALTH OF REDMONT
CIVIL ACTION

Pepecuu
Plaintiff

V.

MattTheSavvy
Defendant

COMPLAINT

The Defendant transferred the collateral (of a mortgage loan managed by the Plaintiff) to a 3rd party without the Plaintiff's consent (as required in §3.1 of the Mortgage Agreement), committing Breach of Contract, and the loan has defaulted.

For the convenience of the Court, a copy of the signed contract has been attached.
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I. PARTIES
1. Pepecuu (Plaintiff)
2. MattTheSavvy (Defendant)

II. FACTS
  1. On the 13th of August 2025, the Plaintiff sent a Mortgage agreement to the Defendant, which the Defendant signed and acknowledged. (P-001)
  2. The Mortgage agreement stipulated that the Defendant would be loaned a sum of $110,000.00, and that the total required amount to be repaid would be $123,750.00. (P-002)
  3. On the 1st of October 2025, the Defendant was forced to transfer part of the collateral (Plot C307) from themselves to the DCT due to its plot eviction policy. (P-003)
  4. §3(1)of the Mortgage Agreement states that the "Borrower’s sale, transfer, trade, disposal of or encumbrance of the collateral (in part or in whole), without the Lender’s prior consent" shall constitute "an event of default". (P-004)
  5. The remaining amount of $123,750.00 has not been paid, and the contract is in default, as of 2nd October 2025.

III. CLAIMS FOR RELIEF
  1. The Defendant has committed Breach of Contract under §7 of the Contracts Act, as they have failed to pay the mortgage of $123,750.00.
  2. In the event of a default, §3(2) of the Mortgage Agreement states that the Plaintiff shall have the right to "accelerate the entire unpaid balance of the Loan", "foreclose on the properties in accordance with Redmont mortgage law", or "pursue any other remedies available under applicable law."

IV. PRAYER FOR RELIEF
The Plaintiff seeks the following from the Defendant:
  1. $123,750.00 in Compensatory Damages for the full remaining loan amount.
  2. $61,875.00 (or a sum the Court deems appropriate) in Punitive damages for the outrageous conduct of the creation of a contract, in which the Plaintiff completed their end of the bargain, while the Defendant broke §3.1 of the Mortgage Agreement by transferring part of the collateral to a third party.
  3. $55,687.50 in Legal fees as a pro se litigant, equal to 30% of the case value, as stipulated by §9 of the Legal Damages Act.
  4. A Court Order mandating the transfer of the Collateral (Plots C305 and C307) to the Plaintiff, due to the default of the loan.

V. EVIDENCE
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By making this submission, I agree that I understand the penalties of lying in Court, and the fact that I am subject to perjury should I knowingly make a false statement in Court.

DATED: This 2nd day of October 2025.

 

Attachments

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Motion

IN THE FEDERAL COURT OF THE COMMONWEALTH OF REDMONT
EMERGENCY INJUNCTION

Due to this lawsuit coming shortly before the eviction date of C305 and while the eviction auction for C307 is currently ongoing, the Plaintiff requests that the Court order the DCT to freeze its eviction and auctioning process for the collateral in this lawsuit (Plots C305 and C307) for the duration of this lawsuit.

 
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Pepecuu said:

Motion

IN THE FEDERAL COURT OF THE COMMONWEALTH OF REDMONT
EMERGENCY INJUNCTION

Due to this lawsuit coming shortly before the eviction date of C305 and while the eviction auction for C307 is currently ongoing, the Plaintiff requests that the Court order the DCT to freeze its eviction and auctioning process for the collateral in this lawsuit (Plots C305 and C307) for the duration of this lawsuit.

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My apologies for the delay.

I will be granting a modified emergency injunction. C305, as it has not yet been sold, is hereby frozen. The DCT is forbidden from selling or transferring the property. As C307 has been sold, I am also placing a freeze on the property. Its new owner, Aero, is hereby forbidden from transferring, selling, or otherwise removing the property from their possession until these proceedings are finished.
 

Writ of Summons

@MattTheSavvy, is required to appear before the federal Court in the case of Pepecuu v MattTheSavvy [2025] FCR 100

Failure to appear within 72 hours of this summons will result in a default judgement based on the known facts of the case.

Both parties should make themselves aware of the Court Rules and Procedures, including the option of an in-game trial should both parties request one.

 
MattTheSavvy has failed to appear. A public defender will be appointed.
 
The Plaintiff would like to inform the Court that both parties have come to agree on a settlement offer, as follows:
  1. $50,365.65 in Compensatory Damages for a partial return of the remaining loan amount.
  2. $0 in Punitive damages due to their unreasonable nature.
  3. $15,109.70 in Legal fees (30% of the compensatory sum)
  4. A Court Order mandating the transfer of plot c305 to the Plaintiff, due to the default of the loan.
  5. A Court Order mandating the DCT begin eviction and auction proceedings against the Defendant's remaining properties (s104 and c745), the proceeds of which are to be paid to the Plaintiff to help cover the remaining Compensatory Damages.
The Plaintiff additionally requests that should the Defendant directly confirm the validity of the Settlement Offer above, and that the settlement is accepted by the Court, the case may be dismissed with prejudice, as there is no remaining material dispute between both parties.

@AmityBlamity @ToadKing
 
Can the defendant please confirm the above?
 
AmityBlamity said:
Can the defendant please confirm the above?
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Response


Your Honour,

I have been unable to contact the Defendant due to their prolonged absence.

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I believe this settlement to be in the interest of all parties and will swiftly resolve the matter. Therefore, the Defendant will agree to all terms of this settlement agreement, and ask the court to dismiss the case with prejudice.

 

Verdict


The Court recognizes the settlement offer. I will instruct the DHS to fine the defendant. This case is dismissed with prejudice.

 

Court Order


IN THE FEDERAL COURT OF REDMONT,

I hereby order that plot c305 be transferred to Pepecuu at the earliest opportunity due to defendant defaulting on their agreement with plaintiff.

Signed,
Judge AmityBlamity

 

Court Order


IN THE FEDERAL COURT OF REDMONT,

I hereby order the DCT begin the process of evicting and auctioning s104 and c745. The proceeds of these auctions will cover any remaining Compensatory Damages not paid by the initial DHS fining. Any proceeds that remain after paying off the Compensatory Damages may be sent to the defendant.

So ordered,
Judge AmityBlamity

 
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