Lawsuit: Pending PlayerData v. Jane_Street [2026] DCR 128

[PlayerData]

Case Filing

IN THE DISTRICT COURT OF THE COMMONWEALTH OF REDMONT
CIVIL ACTION

PlayerData
Plaintiff

v.

Jane_Street
Defendant

COMPLAINT
The Plaintiff complains against the Defendant as follows:

WRITTEN STATEMENT FROM THE PLAINTIFF

The Defendant entered into a secured loan agreement with BARC, received $13,000 in loan proceeds, and agreed to make eight weekly payments of $1,660.

The Defendant failed to make the required payments and entered default under the express terms of the agreement.

BARC subsequently transferred and assigned the debt, collateral rights, and associated enforcement rights to PlayerData through a written assignment agreement. PlayerData paid the agreed purchase price and is now the lawful owner of the debt.

The Plaintiff requests judgment for the unpaid contractual balance and enforcement against the golden drill pledged as collateral.

I. PARTIES

1. PlayerData is the Plaintiff in this matter and is appearing Pro Se.
2. The Plaintiff is the lawful assignee and current owner of the debt arising from the loan agreement between BARC and Jane_Street.
3. BARC was the original creditor and lender under the loan agreement.
4. Jane_Street is the Defendant and the borrower who entered into the loan agreement.
5. The Defendant received the full loan proceeds but failed to make the required payments.
6. BARC subsequently assigned the Defendant’s debt, collateral rights, and associated enforcement rights to the Plaintiff.

II. FACTS

1. On May 24, 2026, the Defendant contacted BARC seeking a loan to establish a mining company and purchase a golden drill.
2. The Defendant initially requested a loan of $15,000.
3. BARC informed the Defendant that collateral would generally be required for the loan.
4. The Defendant proposed using the golden drill purchased with the loan proceeds as collateral.
5. After discussions concerning the value of the drill, the Defendant located a golden drill offered for $13,000.
6. BARC agreed to offer the Defendant a secured loan of $13,000.
7. On June 12, 2026, BARC presented the Defendant with the final loan terms.
8. The final loan terms were:

a. A total loan principal of $13,000;

b. A loan duration of eight weeks;

c. A stated interest rate of 1.65% per week;

d. Eight weekly payments of $1,660;

e. A first payment due on Friday, June 19, 2026;

f. A seven-day grace period before late consequences;

g. Default after a payment remained late for two weeks; and

h. A golden drill purchased using the loan proceeds pledged as collateral in the event of default.

1. The Defendant reviewed the corrected payment date and expressly stated, “then yes i agree to these terms!”
2. The Defendant thereby accepted the final loan terms.
3. On June 12, 2026, BARC transferred $13,000 to the Defendant.
4. The transaction confirmation stated:

.adisfatm -> Jane_Street
You have sent $13,000 to player: Jane_Street

1. The Defendant acknowledged receipt of the funds and thanked BARC.
2. BARC instructed the Defendant to make repayments to the business named BARC.
3. The Defendant confirmed and accepted those repayment instructions.
4. The first payment of $1,660 became due on June 19, 2026.
5. The Defendant failed to make the first payment.
6. On June 24, 2026, BARC notified the Defendant that the payment was five days late.
7. The Defendant did not cure the missed payment.
8. The Defendant subsequently left DemocracyCraft and attempted to close the support ticket concerning the loan.
9. On July 8, 2026, BARC declared the loan to be in default after the payment remained overdue for more than two weeks.
10. According to the records transferred to the Plaintiff, the Defendant made no payments toward the loan.
11. The agreement required eight payments of $1,660.
12. The total scheduled contractual repayment was therefore $13,280.
13. The Plaintiff does not seek any unspecified late fee because the agreement did not state a particular late-fee amount or calculation.
14. The Defendant also agreed that the golden drill purchased with the loan proceeds would serve as collateral upon default.
15. On [ASSIGNMENT DATE], BARC executed a written agreement assigning the debt to PlayerData.
16. PlayerData accepted the assignment and paid BARC the agreed purchase price of $[PURCHASE PRICE].
17. The assignment transferred BARC’s rights and interests in the outstanding loan balance, the loan agreement, the default provisions, the collateral provision, and the right to pursue collection.
18. The written assignment agreement identifies PlayerData as the current owner and assignee of the debt.
19. The assignment did not increase or otherwise alter the Defendant’s original contractual obligation.
20. The Defendant has not repaid either BARC or PlayerData.
21. The amount in controversy is $13,280 and is within the jurisdiction of the District Court.

III. CLAIMS FOR RELIEF

1. A valid contract existed between BARC and the Defendant.
2. BARC made a definite offer containing the loan amount, payment schedule, interest rate, due date, grace period, default provision, and collateral requirement.
3. The Defendant clearly and unambiguously accepted those terms.
4. Consideration existed because BARC provided the Defendant with $13,000 and the Defendant promised repayment and pledged collateral.
5. The parties intended to create binding legal obligations.
6. BARC performed its contractual obligations by transferring the full $13,000 loan principal to the Defendant.
7. The Defendant breached the agreement by failing to make the required payments.
8. The first required payment remained overdue for more than two weeks, constituting default under the express terms of the agreement.
9. The Defendant’s departure from DemocracyCraft did not satisfy or extinguish the contractual obligation.
10. BARC possessed an enforceable right to collect the unpaid loan obligation.
11. BARC transferred that right to PlayerData through a written assignment agreement supported by payment.
12. PlayerData is therefore the current owner of the debt and the proper party to pursue collection.
13. The unpaid contractual balance is $13,280, subject to any payment credit established by the Defendant.
14. The Defendant expressly agreed that the golden drill purchased using the loan proceeds would serve as collateral upon default.
15. The Defendant entered default when the required payment remained overdue for more than two weeks.
16. The contractual condition permitting enforcement against the collateral has therefore occurred.
17. The collateral rights were transferred to PlayerData through the written assignment.
18. The Plaintiff is entitled to enforce the debt and seek possession, seizure, sale, or valuation of the golden drill.
19. Any value recovered from the golden drill should be credited against the outstanding judgment to prevent double recovery.

IV. PRAYER FOR RELIEF

The Plaintiff seeks the following from the Defendant:

1. Judgment in favor of PlayerData and against Jane_Street.
2. A declaration that the Defendant breached the loan agreement.
3. A declaration that PlayerData is the lawful assignee and current owner of the debt.
4. Compensatory damages totaling $13,280.
5. Alternatively, the precise unpaid contractual balance established by the evidence.
6. A declaration that the loan is in default.
7. An order requiring the Defendant to surrender the golden drill pledged as collateral.
8. Authorization for the appropriate government authority to seize the collateral if the Defendant does not surrender it voluntarily.
9. Authorization for the collateral to be valued or sold, with its value credited against the judgment.
10. Enforcement against other eligible assets legally owned by the Defendant if the golden drill cannot be located or is insufficient to satisfy the judgment.
11. Recoverable legal fees, court costs, and post-judgment interest as permitted by law.
12. An order requiring the Defendant to preserve all records concerning the loan, payments, golden drill, account balances, and any transfer or disposal of the collateral.
13. Any other legal or equitable relief the Court considers just and proper.

EVIDENCE

P-001 — Written Debt Assignment Agreement

The written agreement transferring the Defendant’s debt, collateral rights, and associated enforcement rights from BARC to PlayerData.

P-002 — Assignment Payment Proof

Transaction records proving that PlayerData paid BARC the agreed purchase price for the debt.

P-003-1 — Loan Ticket Transcript, Part 1

Screenshot showing the Defendant’s initial loan request and the parties’ discussion of collateral.

P-003-2 — Loan Ticket Transcript, Part 2

Screenshot showing the discussion concerning the golden drill, loan amount, duration, and proposed interest terms.

P-003-3 — Loan Ticket Transcript, Part 3

Screenshot showing the loan terms, correction of the first payment date, the Defendant’s acceptance.

P-003-4 — Loan Ticket Transcript, Part 4

Screenshot showing lowering of loan interest rate.

P-004 — Defendant’s Acceptance and Loan Disbursement

Screenshot showing the Defendant stating, “then yes i agree to these terms!” and the transaction confirmation showing that $13,000 was sent to Jane_Street.

P-005 — Default Notice and Attempt to Close Ticket

Screenshot showing the overdue-payment notice, the attempt to close the ticket, and the July 8, 2026 declaration that the loan was in default.

WITNESSES

1. adi_sfatm, who negotiated the loan, presented the final terms, transferred the funds, issued the repayment instructions, notified the Defendant of the overdue payment, declared the loan in default, and can testify concerning BARC’s ownership and assignment of the debt.
2. PlayerData, who can testify regarding the purchase of the debt, payment of the assignment price, receipt of the relevant records, and the absence of repayment after the assignment.

By making this submission, I agree I understand the penalties of lying in court and the fact that I am subject to perjury should I knowingly make a false statement in court.

DATED: This 22nd day of July 2026

 

[PlayerData]

Your Honour,

Pursuant to Court Rule 3.3, I am declaring that I have amended the Complaint.

The amendments were made to correct the formatting so that the Complaint complies with the official court template. I also reorganized the existing allegations into the required sections and clarified the exhibit labels.

The amendments do not change the underlying parties, debt, material facts, or amount of relief requested.

The original post has been updated accordingly.

 

[Talion77]

Writ of Summons

@Jane_Street is required to appear before the Federal Court in the case of PlayerData v. Jane_Street [2026] DCR 128.

Failure to appear within 72 hours of this summons will result in a default judgement based on the known facts of the case.

Both parties should make themselves aware of the Court Rules and Procedures, including the option of an in-game trial should both parties request one.