Lawsuit: Pending Pepecuu v MattTheSavvy [2025] FCR 100

[Pepecuu]

Case Filing

IN THE FEDERAL COURT OF THE COMMONWEALTH OF REDMONT
CIVIL ACTION

Pepecuu
Plaintiff

V.

MattTheSavvy
Defendant

COMPLAINT

The Defendant transferred the collateral (of a mortgage loan managed by the Plaintiff) to a 3rd party without the Plaintiff's consent (as required in §3.1 of the Mortgage Agreement), committing Breach of Contract, and the loan has defaulted.

For the convenience of the Court, a copy of the signed contract has been attached.

I. PARTIES
1. Pepecuu (Plaintiff)
2. MattTheSavvy (Defendant)

II. FACTS

1. On the 13th of August 2025, the Plaintiff sent a Mortgage agreement to the Defendant, which the Defendant signed and acknowledged. (P-001)
2. The Mortgage agreement stipulated that the Defendant would be loaned a sum of $110,000.00, and that the total required amount to be repaid would be $123,750.00. (P-002)
3. On the 1st of October 2025, the Defendant was forced to transfer part of the collateral (Plot C307) from themselves to the DCT due to its plot eviction policy. (P-003)
4. §3(1)of the Mortgage Agreement states that the "Borrower’s sale, transfer, trade, disposal of or encumbrance of the collateral (in part or in whole), without the Lender’s prior consent" shall constitute "an event of default". (P-004)
5. The remaining amount of $123,750.00 has not been paid, and the contract is in default, as of 2nd October 2025.

III. CLAIMS FOR RELIEF

1. The Defendant has committed Breach of Contract under §7 of the Contracts Act, as they have failed to pay the mortgage of $123,750.00.
2. In the event of a default, §3(2) of the Mortgage Agreement states that the Plaintiff shall have the right to "accelerate the entire unpaid balance of the Loan", "foreclose on the properties in accordance with Redmont mortgage law", or "pursue any other remedies available under applicable law."

IV. PRAYER FOR RELIEF
The Plaintiff seeks the following from the Defendant:

1. $123,750.00 in Compensatory Damages for the full remaining loan amount.
2. $61,875.00 (or a sum the Court deems appropriate) in Punitive damages for the outrageous conduct of the creation of a contract, in which the Plaintiff completed their end of the bargain, while the Defendant broke §3.1 of the Mortgage Agreement by transferring part of the collateral to a third party.
3. $55,687.50 in Legal fees as a pro se litigant, equal to 30% of the case value, as stipulated by §9 of the Legal Damages Act.
4. A Court Order mandating the transfer of the Collateral (Plots C305 and C307) to the Plaintiff, due to the default of the loan.

V. EVIDENCE

Spoiler: P-001

Spoiler: P-002

Spoiler: P-003

https://www.democracycraft.net/threads/c307-sep-23-2025.31713/

Spoiler: P-004

By making this submission, I agree that I understand the penalties of lying in Court, and the fact that I am subject to perjury should I knowingly make a false statement in Court.

DATED: This 2nd day of October 2025.

 

[Pepecuu]

Motion

IN THE FEDERAL COURT OF THE COMMONWEALTH OF REDMONT
EMERGENCY INJUNCTION

Due to this lawsuit coming shortly before the eviction date of C305 and while the eviction auction for C307 is currently ongoing, the Plaintiff requests that the Court order the DCT to freeze its eviction and auctioning process for the collateral in this lawsuit (Plots C305 and C307) for the duration of this lawsuit.