Lawsuit: Pending OakRidge Community Bank v. XinmjirGamingHQ [2025] DCR 106

[RiggoSoft]

Case Filing

IN THE DISTRICT COURT OF THE COMMONWEALTH OF REDMONT
CIVIL ACTION

OakRidge Community Bank
Plaintiff

V.

XinmjirGamingHQ
Defendant

Complaint

The defendant XinmjirGamingHQ entered a loan agreement willingly with the plaintiff OakRidge Community Bank and failed to pay the first owed monthly payment on the loan, breaching the contract and putting the loan in default.

I. Parties
1) OakRidge Community Bank, Plaintiff
2) XinmjirGamingHQ, Defendant

II. Facts
All dates are to be formatted mm/dd/yyyy, and all times are in EST (Eastern Standard Time) and are in 12:00 format
1) On 11/3/2025 the defendant opened a banking and loan inquiry ticket in the OakRidge Community Bank discord server.
2) At 7:41PM 11/3/2025 the defendant messaged in the challenge inquiring about a $25,000-$40,000 loan to assist the defendant in purchasing a property.
3) The plaintiff responds on 11/5/2025 at 8:37 AM offering the defendant a maximum loan amount of $20,000.
4) The defendant agrees to a $20,000 loan provided to them by the plaintiff at 4:07PM.
5) The plaintiff begans drafting a loan agreement between the defendant and the plaintiff.
6) The plaintiff sends the sale agreement to the defendant at 6:20 PM on 11/5/2025. (Attached below)
7) The defendant signs the agreement at 6:38 PM on 11/5/2025.
8) The plaintiff delivers $20,000 to the defendant at 6:42 PM on 11/5/2025.
9) The plaintiff notifies that the defendant owes a $5,800 monthly payment for his first payment on the loan on 12/5/2025 at 12:55 PM
10) On 12/7/2025 the plaintiff sends a notice of deliquency to the defendant. (Attached below)
11) On 12/10/2025 the defendant fails to send the owed $5,800 to the plaintiff and effectively defaults on their loan.
12) On 12/10/2025 at 8:04PM the plaintiff informs the defendant that they are in default.

III. CLAIMS FOR RELIEF
1. The Defendant has committed Breach of Contract under §7 of the Contracts Act, as they have failed to pay the required $5,800 owed for the first monthly payment of the loan.
2. The Defendant has failed to uphold the duty of good faith and fair dealing as the defendant willingly and intentionally entered a contract with the plaintiff they knew they could not repay and never intended to repay the owed amount to the plaintiff.
3. The plaintiff had spent much time on the drafting and executing of their contract with the defendant and should be compensated fairly.
4. The plaintiff has been humiliated as one of their bonds they have offered that is backed by this loan has defaulted causing customers and future customers to have less faith in the stability of the bonds offered by the plaintiff.

IV. PRAYER FOR RELIEF
1. $23,200 in Compensatory Damages awarded to the plaintiff, for the principal loan amount of $20,000 along with the $3,200 in accured interest on the loan.
2. $4,000 in Punitive Damages awarded to the plaintiff for the defendant willingly entered a contract they had no intention of paying back.
3. $4,000 in Compensatory Damages awarded to the plaintiff for their time and labor in drafting and executing their contract with the defendant.
4. $5,000 in Consequential Damages Damages awarded to the plaintiff for the reputation lost by the defendants actions and failure to pay back their loan.
5. $3,000 in Attorney Fees paid to RiggoSoft.

Evidence:

Spoiler: P-01

Attached, OCB-003 Loan

Spoiler: P-02

Attached , Oakridge Community Bank - closed-0016

Spoiler: P-03

Attached, Notice of Deliquency

Witnesses:
XinmjirGamingHQ

 

[dearev]

Writ of Summons

@XinmjirGamingHQ, is required to appear before the District Court in the case of OakRidge Community Bank v. XinmjirGamingHQ [2025] DCR 106

Failure to appear within 72 hours of this summons will result in a default judgement based on the known facts of the case.

Both parties should make themselves aware of the Court Rules and Procedures, including the option of an in-game trial should both parties request one.