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Case Filing
IN THE FEDERAL COURT OF THE COMMONWEALTH OF REDMONT
CIVIL ACTION
Meridian INC.
Plaintiff
v.
PowerCreaper, BeLeave17, Suriel08, nicolaj_tho, and ThatJacobKid
Defendant
CIVIL ACTION
Meridian INC.
Plaintiff
v.
PowerCreaper, BeLeave17, Suriel08, nicolaj_tho, and ThatJacobKid
Defendant
COMPLAINT
The Plaintiff complains against the Defendant as follows:
I. PARTIES
1. Meridian INC. ("Meridian") is the lender named in both agreements. It made the advances through its MeridianMortgage business account.
2. PowerCreaper is the contracting account of the Defendant.
3. The Defendant's other alleged accounts are BeLeave17, Suriel08, nicolaj_tho, and ThatJacobKid. This pleading identifies those accounts as accounts of the same person, not as four additional independent persons. In
TheFlameEmperor1, et al. v. PowerCreaper [2026] FCR 66, post #15, the Court reported Staff's identification of those accounts as PowerCreaper alts. Under Q.C [2026] FCR 52 | [2026] SCR 14, using another account does not create a different human defendant or erase that person's liabilities.
II. FACTS
C525
1. On July 20, 2026, Meridian offered the Defendant the C525 Mortgage Security Agreement. The Defendant accepted in writing. [P-001]
2. Meridian advanced $136,000. The Defendant acknowledged obtaining the plot. [P-001]
3. The agreement required exclusive use of the advance to purchase C525, acquisition within 24 hours, and repayment at 4.7% monthly fixed interest through semi-monthly payments of $24,544.85, beginning August 1, 2026, over a three-month term. [P-001]
4. Sections 3 and 5(d) prohibited disposition of C525 without Meridian's written consent. Section 5 allowed Meridian to declare the full unpaid balance immediately due upon default. [P-001]
5. Meridian received one payment of $24,544.85, recorded by Meridian as its August 1 instalment. The schedule allocates $21,385.55 to principal and $3,159.30 to interest, leaving a scheduled principal balance of $114,614.45.
6. After acquiring C525, the Defendant ceased to own it. The property ownership record identifies another owner. Meridian did not consent to the sale or transfer of C525. [P-003]
7. Meridian alleges that the Defendant disposed of C525 without its consent, breaching sections 3 and 5(d).
8. On August 6, 2026, Meridian demanded full repayment in the C525 financing channel, pinging the Defendant and stating: "Hello can you please repay the full amount immediately." Meridian thereby exercised acceleration under section 5. The Defendant did not repay the accelerated indebtedness. Meridian also expressly reconfirms acceleration by this Complaint. [P-005]
S024
9. On August 4, 2026, the Defendant requested financing for S024 and negotiated a six-month term. [P-002]
10. The Defendant accepted the S024 Mortgage Security Agreement in writing. Meridian advanced $208,000 that day. [P-002]
11. The agreement required use of funds only to purchase S024, acquisition of ownership or control within 24 hours, and screenshot proof of ownership within the same period. It provided for 4.7% monthly fixed interest and semi-monthly payments of $20,060.65 starting August 15, 2026. [P-002]
12. The Defendant promised that proof of ownership would be supplied soon. [P-002]
13. The Defendant did not acquire S024 within 24 hours as shown by the property information. Meridian received no required ownership proof. [P-004]
14. Failure to acquire the property was an express default under section 5(c); failure to provide the promised proof also breached section 1 and is alleged to be material under section 5(i). [P-002]
15. On August 6, after the acquisition deadline, Meridian demanded return of the $208,000 within 12 hours, stating that the property had not been acquired. A further message requested full repayment immediately. These were demands in the S024 financing channel. [P-006]
16. On August 7, the Defendant replied that he had a gambling problem. [P-006]
17. The $208,000 has not been repaid. Meridian exercised acceleration through its demand and also expressly accelerates any remaining S024 indebtedness by this Complaint.
III. CLAIMS FOR RELIEF
1. Breach of Contract - C525 Mortgage.
Meridian advanced $136,000 under the C525 Mortgage Security Agreement. The Defendant accepted the agreement but subsequently transferred the secured property without Meridian’s written consent, breaching sections 3 and 5(d). Meridian exercised its right under section 5 to accelerate the unpaid balance on August 6, 2026. The Defendant failed to repay it. This constitutes breach of contract under the Redmont Civil Code Act (“RCCA”), Part VI §1.
After crediting the Defendant’s $24,544.85 payment according to the amortization schedule, Meridian claims:
(a) $114,614.45 in outstanding principal;
(b) $897.81 in accrued interest for the five-day period from the August 1 instalment to August 6, 2026; and
(c) continuing interest at the contractual rate of 4.7% per month on the unpaid principal, prorated on a 30-day basis at approximately $179.56 per day for every subsequent day from August 6, 2026, when Meridian accelerated the debt following default, until payment is received in full.
2. Breach of Contract - S024 Mortgage.
Meridian advanced $208,000 under the S024 Mortgage Security Agreement. The Defendant accepted the agreement but failed to acquire S024 within 24 hours or provide the required ownership proof, breaching sections 1 and 5. Meridian demanded repayment and exercised its right to accelerate the debt on August 6, 2026. The Defendant failed to return the advance. This constitutes breach of contract under RCCA Part VI §1.
Meridian claims:
(a) $208,000 in outstanding principal;
(b) $651.73 in accrued interest for the two-day period from the August 4 advance to August 6, 2026; and
(c) continuing interest at the contractual rate of 4.7% per month on the unpaid principal, prorated on a 30-day basis at approximately $325.87 per day for every subsequent day from August 6, 2026, when Meridian accerlated the debt following default, until payment is received in full.
3. Conversion - Fraudulent Procurement of the S024 Advance
Meridian alleges that the Defendant obtained the $208,000 S024 advance through a knowingly false promise to purchase S024, intending instead to appropriate the funds. He failed to acquire the property and diverted funds through accounts under his control to BeLeave17 and BeLeaveResorts. This constitutes conversion under RCCA Part VII §7(a)–(c)(v). Meridian claims $624,000 in treble damages, representing three times the $208,000 loss. Under RCCA Part III §8, this award is sought as an alternative to compensation for the same S024 loss. Meridian does not seek duplicate recovery.
4. Punitive Damages
Meridian seeks punitive damages under RCCA Part III §3. Meridian alleges that the Defendant's unauthorized disposal of C525, dishonest procurement of the S024 advance, and deliberate diversion of funds through his alternate accounts demonstrate dishonesty, bad faith, and reckless disregard for Meridian's rights. Taken together, this conduct is outrageous within §3(2)(b).
Meridian requests punitive damages in an amount of $60,000 to punish that conduct and deter repetition. Under RCCA Part III §1(2)-(3), this remedy is sought in addition to the applicable compensatory or treble award.
IV. PRAYER FOR RELIEF
1. Judgment on the C525 contract for $114,614.45 in principal and $897.81 in interest accrued to August 6, 2026, together with continuing interest under Claim 1 from August 6 until payment is received.
2. Judgment on the S024 contract for $208,000 in principal and $651.73 in interest accrued to August 6, 2026, together with continuing interest under Claim 2 from August 6 until payment is received.
3. Alternatively to compensation for the same S024 loss, $624,000 in treble damages for conversion.
4. Punitive damages under RCCA Part III §3 in the amount of $60,000.
5. Legal fees at 30% of the value of the case under RCCA Part III §7
6. Consolidation or coordinated adjudication with TheFlameEmperor1, et al. v. PowerCreaper [2026] FCR 66 under RCCA Part IV §6.
7. Preservation of the Defendant's assets relevant to satisfying this claim pending adjudication, coordinated with the existing preservation orders in FCR 66, and an opportunity for Meridian to be heard before distribution of assets affecting its claim.
V. EVIDENCE
VI. WITNESSES
1. jJoshuaTheGreat
VII. ATTESTATION
By making this submission, I agree I understand the penalties of lying in court and the fact that I am subject to perjury should I knowingly make a false statement in court.
Proof of Representation:
DATED: This 3rd day of October, 2026