Rookieblue14
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Case Filing
IN THE FEDERAL COURT OF THE COMMONWEALTH OF REDMONT
CIVIL ACTION
12700k
Plaintiff
v.
jb4bass
Defendant
The Plaintiff complains against the Defendant as follows:
I. PARTIES
1. 12700k - Plaintiff
2. Jb4bass - Defendant
II. FACTS
- Thrive Financial is a sole proprietorship owned and operated by 12700k at all times relevant to this case.
- On 22 July 2025, jb4bass entered into a contract (the “Contract”) to refinance a previous loan agreement with Thrive Financial (see: Exhibits P-001 and P-002).
- In the Contract, jb4bass agreed to a principal amount of $120,000 and agreed to repay $148,000 in 17 payments due weekly (see: Exhibits P-001 and P-002).
- jb4bass pledged plots av-y014 and rh048 as collateral for the Contract, which he owned at the time of signing the contract (see: Exhibit P-001).
- Under the Contract’s Section 4.3 “Use of Collateral”, jb4bass was prohibited from selling, transferring, or otherwise disposing of collateral properties without 12700k’s consent.
- On 31 July 2025, the Plaintiff notified the Defendant that the Defendant was in default of the loan due to missing two payments (see: Exhibit P-003).
- In this notice, the Plaintiff provided 48 hours notice to allow the Defendant to cure this violation (see: Exhibit P-003).
- After signing the Contract, jb4bass sold av-y014 without 12700k’s in violation of the Use of Collateral agreement (see: Exhibit P-004 and Exhibit P-005).
- After signing the Contract, jb4bass has listed rh048 for sale, in violation of Collateral agreement (See: Exhibit P-006 Exhibit P-006).
- The Contract stipulates that if the Plaintiff failed to make a payment within two days of the due date of each payment, a $1,000 late fee would be assessed.
- The Defendant has paid the Plaintiff neither the loan principal, loan interest, nor any loan late fees.
III. CLAIMS FOR RELIEF
- Breach of Contract. Under Section 7(1) et seq. of the Contracts Act, “A breach of contract occurs when a party fails to fulfil its contractual obligations. …Remedies for breach may include damages, specific performance, or other equitable relief.” In violation of the Contract terms, the Defendant failed to repay the loan. What’s more, the Defendant sold off collateral, and is seeking to sell off further collateral, also in Breach of Contract. The Breach of Contract has caused a loss of the principal, late fees and anticipated interest which together total $149,800.
- Misrepresentation. Under Section 8 of the Contracts Act, “Misrepresentation happens when a false statement induces another party to enter into a contract”. Remedies for misrepresentation may include rescission, damages, or other appropriate relief. In violation of the Contract terms, the Defendant falsely stated they would comply with the terms and conditions of the contract by maintaining control of the properties listed as collateral.
- Violation of Good Faith and Fair Dealing. Section 14 of the Contracts Act states Parties to a contract shall perform their respective duties and exercise their rights under the contract in good faith and in a manner that is fair and just. In violation of Section 14 the Defendant engaged in conduct neither fair nor just after defaulting on the loan the Defendant began to sell off properties used as collateral to prevent the Plaintiff from obtaining ownership.
- Fraud. Part VII, Section 7 of the Criminal Code Act states that a person commits the crime of Fraud when they knowingly or recklessly misrepresents or omits a material fact to another, causing the other party to rely on that misrepresentation, resulting in actual, quantifiable harm. According to Part I, Section 6 of the Criminal Code Act, crimes may be used to seek damages in civil lawsuits. The Defendant knowingly omitted the fact they would sell off the properties used as collateral under this contract. The Plaintiff relied on this omission as they believed the properties would still be in the Defendant’s sole possession and would be able to be repossessed in the event of default. This resulted in actual, quantifiable harm as the Plaintiff is no longer able to repossess Plot av-y014, valued at $25,000, and stands to lose the ability to repossess Plot rh048, valued at $15,000.
IV. PRAYER FOR RELIEF
The Plaintiff seeks the following from the Defendant:
1. Liquidated damages. This includes the transfer collateral property, as well as any funds owed on the balance of the loan ($149,000) that is above the value of the collateral.
2. Punitive damages of $20,000 to deter future misconduct.
3. Legal damages amounting to 30% of the total case value (Awarded to Mezimori Legal Department).
V. EXHIBITS
Loan Refinance Agreement - FTLCEO and Jb4bass (1).pdf
drive.google.com
DATED: This 26th day of August, 2025
Motion
IN THE FEDERAL COURT OF THE COMMONWEALTH OF REDMONT
MOTION FOR EMERGENCY INJUNCTION
Your Honor:
The Plaintiff will be irreparably harmed if the defendant’s assets are transferred to third parties or made irrecoverable. In previous cases, such as The Commonwealth of Redmont v. Westray & Partypig678 [2022] FCR 47, the Federal Court of Redmont has authorized freezing of a Defendant’s assets during ongoing litigation in order to preserve the ability to actually collect an award in the case of a guilty verdict.
The Defendant has already sold plot av-y014, one of two properties that was specifically listed as collateral under this contract, and currently has the second, RH048, listed for sale. The Defendant’s steps to sell off the collateral under this contract demonstrate an imminent danger of further harm if action is not taken.
Therefore, in order to prevent irreparable harm to the Plaintiff, the Plaintiff asks for the court to freeze the following assets and prevent their transfer to any third party until the conclusion of this case:
1. Any funds up to the amount owed presently within the in-game balances of jb4bass or any other alternative accounts thereof;
2. Any real property directly owned or beneficially owned by jb4bass or any other alternative accounts thereof (c.f. Evidence P-IN1);
3. Any other assets of jb4bass or any other alternative accounts thereof, including but not limited to:
- Pre-paid leases or rental rights;
- Bank accounts at Voyager, Vanguard, MZ Bank, Cobblestone Bank, Dino Nuggie Bank, Bank of Revielle, and/or any other bank;
- Financial accounts at the National Exchange of Redmont or any other non-bank financial institution;
- Stock warrants, rights, or options owned;
- Accounts receivable;
- Membership, shares held, or any other ownership rights in any business;
- Inventory, cash balances, and/or assets present in any non-registered business owned;
- Property held in any Vault;
- Property held in any chest, barrel, ender chest, item frame, or other locked storage container or locked item;
- Automotive, aviation, or other vehicle assets;
- Intellectual Property, such as trademarks or copyrights;
- Beneficial ownership in any trust.
Evidence
