Lawsuit: Pending OakRidge Community Bank v. XinmjirGamingHQ [2025] DCR 106

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RiggoSoft

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RiggoSoft
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Case Filing


IN THE DISTRICT COURT OF THE COMMONWEALTH OF REDMONT
CIVIL ACTION

OakRidge Community Bank
Plaintiff

V.

XinmjirGamingHQ
Defendant

Complaint

The defendant XinmjirGamingHQ entered a loan agreement willingly with the plaintiff OakRidge Community Bank and failed to pay the first owed monthly payment on the loan, breaching the contract and putting the loan in default.
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I. Parties
1) OakRidge Community Bank, Plaintiff
2) XinmjirGamingHQ, Defendant

II. Facts
All dates are to be formatted mm/dd/yyyy, and all times are in EST (Eastern Standard Time) and are in 12:00 format
1) On 11/3/2025 the defendant opened a banking and loan inquiry ticket in the OakRidge Community Bank discord server.
2) At 7:41PM 11/3/2025 the defendant messaged in the challenge inquiring about a $25,000-$40,000 loan to assist the defendant in purchasing a property.
3) The plaintiff responds on 11/5/2025 at 8:37 AM offering the defendant a maximum loan amount of $20,000.
4) The defendant agrees to a $20,000 loan provided to them by the plaintiff at 4:07PM.
5) The plaintiff begans drafting a loan agreement between the defendant and the plaintiff.
6) The plaintiff sends the sale agreement to the defendant at 6:20 PM on 11/5/2025. (Attached below)
7) The defendant signs the agreement at 6:38 PM on 11/5/2025.
8) The plaintiff delivers $20,000 to the defendant at 6:42 PM on 11/5/2025.
9) The plaintiff notifies that the defendant owes a $5,800 monthly payment for his first payment on the loan on 12/5/2025 at 12:55 PM
10) On 12/7/2025 the plaintiff sends a notice of deliquency to the defendant. (Attached below)
11) On 12/10/2025 the defendant fails to send the owed $5,800 to the plaintiff and effectively defaults on their loan.
12) On 12/10/2025 at 8:04PM the plaintiff informs the defendant that they are in default.

III. CLAIMS FOR RELIEF
1. The Defendant has committed Breach of Contract under §7 of the Contracts Act, as they have failed to pay the required $5,800 owed for the first monthly payment of the loan.
2. The Defendant has failed to uphold the duty of good faith and fair dealing as the defendant willingly and intentionally entered a contract with the plaintiff they knew they could not repay and never intended to repay the owed amount to the plaintiff.
3. The plaintiff had spent much time on the drafting and executing of their contract with the defendant and should be compensated fairly.
4. The plaintiff has been humiliated as one of their bonds they have offered that is backed by this loan has defaulted causing customers and future customers to have less faith in the stability of the bonds offered by the plaintiff.

IV. PRAYER FOR RELIEF
1. $23,200 in Compensatory Damages awarded to the plaintiff, for the principal loan amount of $20,000 along with the $3,200 in accured interest on the loan.
2. $4,000 in Punitive Damages awarded to the plaintiff for the defendant willingly entered a contract they had no intention of paying back.
3. $4,000 in Compensatory Damages awarded to the plaintiff for their time and labor in drafting and executing their contract with the defendant.
4. $5,000 in Consequential Damages Damages awarded to the plaintiff for the reputation lost by the defendants actions and failure to pay back their loan.
5. $3,000 in Attorney Fees paid to RiggoSoft.

Evidence:
Attached, OCB-003 Loan
Attached , Oakridge Community Bank - closed-0016
Attached, Notice of Deliquency

Witnesses:
XinmjirGamingHQ

 

Attachments

Writ of Summons

@XinmjirGamingHQ, is required to appear before the District Court in the case of OakRidge Community Bank v. XinmjirGamingHQ [2025] DCR 106

Failure to appear within 72 hours of this summons will result in a default judgement based on the known facts of the case.

Both parties should make themselves aware of the Court Rules and Procedures, including the option of an in-game trial should both parties request one.

 

Motion


IN THE FEDERAL COURT OF COMMONWEALTH OF REDMONT
MOTION FOR SUMMARY JUDGEMENT

The plaintiff moves for this case to be put into summary judgement and in support thereof, respectfully alleges

1. The defendant has not been on the server since November 19th and has had less than 0s of in game time within the past 7 days. The defendant has also not been on the forums within that time and has not responded to any of the plaintiffs messages regarding the loan.

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RiggoSoft said:

Motion


IN THE FEDERAL COURT OF COMMONWEALTH OF REDMONT
MOTION FOR SUMMARY JUDGEMENT

The plaintiff moves for this case to be put into summary judgement and in support thereof, respectfully alleges

1. The defendant has not been on the server since November 19th and has had less than 0s of in game time within the past 7 days. The defendant has also not been on the forums within that time and has not responded to any of the plaintiffs messages regarding the loan.
View attachment 69285

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DENIED. This court will not be disallowing the defendant a chance at a fair trial, they shall have until the summons expires to show up and after that if they do not show up a public defender will be assigned. EVERYONE IS ALLOWED A CHANCE AT A FAIR TRIAL.
 
dearev said:

Writ of Summons

@XinmjirGamingHQ, is required to appear before the District Court in the case of OakRidge Community Bank v. XinmjirGamingHQ [2025] DCR 106

Failure to appear within 72 hours of this summons will result in a default judgement based on the known facts of the case.

Both parties should make themselves aware of the Court Rules and Procedures, including the option of an in-game trial should both parties request one.

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Regarding default judement does that go to a public defender or is that as it said in the message will make a decision "based on the known facts of the case."
 

Motion


IN THE FEDERAL COURT OF COMMONWEALTH OF REDMONT
MOTION FOR SUMMARY JUDGEMENT

The plaintiff moves for this case to be put into summary judgement and in support thereof, respectfully alleges

1. The defendant has failed to comply with a court summons that gives a gracious 72 hours for the defendant to respond and they have not.

 
RiggoSoft said:

Motion


IN THE FEDERAL COURT OF COMMONWEALTH OF REDMONT
MOTION FOR SUMMARY JUDGEMENT

The plaintiff moves for this case to be put into summary judgement and in support thereof, respectfully alleges

1. The defendant has failed to comply with a court summons that gives a gracious 72 hours for the defendant to respond and they have not.

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Denied. A public defender will be assigned.
 
I am present as the assigned Public Defender.
 
dearev said:
Denied. A public defender will be assigned.
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Your honor as you said in your first message "Failure to appear within 72 hours of this summons will result in a default judgement based on the known facts of the case." and now you are changing your mind on this, the defendant has very clearly not appeared within 72 hours so the court must go into default judgement.
 

Objection


IN THE DISTRICT COURT OF THE COMMMONWEALTH OF REDMONT
OBJECTION - BREACH OF PROCEDURE

RiggoSoft said:
Your honor as you said in your first message "Failure to appear within 72 hours of this summons will result in a default judgement based on the known facts of the case." and now you are changing your mind on this, the defendant has very clearly not appeared within 72 hours so the court must go into default judgement.
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Your honour,
Plaintiff's counsel has now three times attempted to pierce my client's right to representation under §IV(32)9 of the Constitution.
My client is not subject to waive of representation under public defense, therefore the Plaintiff has no argument here.
I ask that opposing counsel be held in contempt for now three times attempting to violate my client's constitutionally guaranteed rights.

 
Superwoops said:

Objection


IN THE DISTRICT COURT OF THE COMMMONWEALTH OF REDMONT
OBJECTION - BREACH OF PROCEDURE

Your honour,
Plaintiff's counsel has now three times attempted to pierce my client's right to representation under §IV(32)9 of the Constitution.
My client is not subject to waive of representation under public defense, therefore the Plaintiff has no argument here.
I ask that opposing counsel be held in contempt for now three times attempting to violate my client's constitutionally guaranteed rights.

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I’m not violating anyone’s rights I am trying to clarify something the presiding judge said in his summons to the defendant and is now back tracking on it.
 

Objection


IN THE DISTRICT COURT OF THE COMMMONWEALTH OF REDMONT
OBJECTION - PERJURY

RiggoSoft said:
3. The plaintiff had spent much time on the drafting and executing of their contract with the defendant
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I am attaching two pieces of evidence from different AI detecting websites, both of which affirming that a majority of the contract submitted in P-01 was AI-generated. (62% and 77%).
If a contract was mostly written by AI, then at most, only a little effort and time was dedicated to it, not "much time on the drafting" as affirmed by the Plaintiff. The Plaintiff is the one that affirms having written the contract, so they knowingly gave a false statement.
PER-01.png
PER-02.png

 
Superwoops said:

Objection


IN THE DISTRICT COURT OF THE COMMMONWEALTH OF REDMONT
OBJECTION - PERJURY

I am attaching two pieces of evidence from different AI detecting websites, both of which affirming that a majority of the contract submitted in P-01 was AI-generated. (62% and 77%).
If a contract was mostly written by AI, then at most, only a little effort and time was dedicated to it, not "much time on the drafting" as affirmed by the Plaintiff. The Plaintiff is the one that affirms having written the contract, so they knowingly gave a false statement.

View attachment 69783
View attachment 69784

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The defendant can show their revision history of the agreement that would show otherwise
 
Superwoops said:

Objection


IN THE DISTRICT COURT OF THE COMMMONWEALTH OF REDMONT
OBJECTION - BREACH OF PROCEDURE

Your honour,
Plaintiff's counsel has now three times attempted to pierce my client's right to representation under §IV(32)9 of the Constitution.
My client is not subject to waive of representation under public defense, therefore the Plaintiff has no argument here.
I ask that opposing counsel be held in contempt for now three times attempting to violate my client's constitutionally guaranteed rights.

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Sustained. RiggoSoft is to be held in contempt of court and be charged with 5 penalty units and 5 minutes in jail.

The summons is a forums template. as seen multiple times, a PD is assigned to a case even when the summons says it will lead to a default judgement. This court previously said that if the defendant failed to show up, a PD would be assigned.

Superwoops said:

Objection


IN THE DISTRICT COURT OF THE COMMMONWEALTH OF REDMONT
OBJECTION - PERJURY

I am attaching two pieces of evidence from different AI detecting websites, both of which affirming that a majority of the contract submitted in P-01 was AI-generated. (62% and 77%).
If a contract was mostly written by AI, then at most, only a little effort and time was dedicated to it, not "much time on the drafting" as affirmed by the Plaintiff. The Plaintiff is the one that affirms having written the contract, so they knowingly gave a false statement.

View attachment 69783
View attachment 69784

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Overruled. AI detectors can be unreliable, this court finds it inapropriate to sustain this objection for that fact.
 
dearev said:
Sustained. RiggoSoft is to be held in contempt of court and be charged with 5 penalty units and 5 minutes in jail.

The summons is a forums template. as seen multiple times, a PD is assigned to a case even when the summons says it will lead to a default judgement. This court previously said that if the defendant failed to show up, a PD would be assigned.


Overruled. AI detectors can be unreliable, this court finds it inapropriate to sustain this objection for that fact.
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So your word means nothing, a judge can say something and do another in a trial that’s what justice is. You said default judgement then refuse to give default judgement, if you meant a public defender would be assigned why don’t you say that first.
 
RiggoSoft said:
So your word means nothing, a judge can say something and do another in a trial that’s what justice is. You said default judgement then refuse to give default judgement, if you meant a public defender would be assigned why don’t you say that first.
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you are charged in contempt of court once again for speaking out of turn, the penalty shall be 8 penalty units and 10 minutes in jail. you are warned not to speak out of turn again
your statement has been struck from record.
 
dearev said:
you are charged in contempt of court once again for speaking out of turn, the penalty shall be 8 penalty units and 10 minutes in jail. you are warned not to speak out of turn again
your statement has been struck from record.
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What’s the basis of me interfering with justice or disobeying an order of the court for me to be issued my second contempt charge?
 
RiggoSoft said:
What’s the basis of me interfering with justice or disobeying an order of the court for me to be issued my second contempt charge?
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you have spoken out of turn. this is your last warning not to do so.
 

Objection


IN THE DISTRICT COURT OF THE COMMONWEALTH OF REDMONT
OBJECTION - BREACH OF PROCEDURE

RiggoSoft said:
What’s the basis of me interfering with justice or disobeying an order of the court for me to be issued my second contempt charge?
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This attorney has already been given contempt twice, I ask he is charged with contempt again and/or served a conduct strike for not following court rules of procedure and disrupting proceedings repeatedly and with much warning.

 
Superwoops said:

Objection


IN THE DISTRICT COURT OF THE COMMONWEALTH OF REDMONT
OBJECTION - BREACH OF PROCEDURE

This attorney has already been given contempt twice, I ask he is charged with contempt again and/or served a conduct strike for not following court rules of procedure and disrupting proceedings repeatedly and with much warning.

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Sustained. RiggoSoft is given a conduct strike for their repeated interruptions to this court and their proceedings.
 

Court Order


IN THE DISTRICT COURT OF THE COMMONWEALTH OF REDMONT
DCR 106 - CONDUCT STRIKE CLARIFICATION

Clarification:

The court has issued a conduct strike to barrister RiggoSoft, this court is making a clarification note on its intent following review and the discovery of a procedural error.

The court clarifies that it intended to charge RiggoSoft with a contempt of court charge alongside the conduct strike however, after further review it was discovered that it was not typed out in the conduct strike order.

Therefore, this court notes that the conduct strike was issued with a procedural defect and the court also notes that due to the procedural defect, the conduct strike has no legal effect.

Respectfully
Magistrate Dearev.

 
dearev said:

Court Order


IN THE DISTRICT COURT OF THE COMMONWEALTH OF REDMONT
DCR 106 - CONDUCT STRIKE CLARIFICATION

Clarification:

The court has issued a conduct strike to barrister RiggoSoft, this court is making a clarification note on its intent following review and the discovery of a procedural error.

The court clarifies that it intended to charge RiggoSoft with a contempt of court charge alongside the conduct strike however, after further review it was discovered that it was not typed out in the conduct strike order.

Therefore, this court notes that the conduct strike was issued with a procedural defect and the court also notes that due to the procedural defect, the conduct strike has no legal effect.

Respectfully
Magistrate Dearev.

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So do I have any contempt of courts? And also my 1 conduct strike
 
RiggoSoft said:
So do I have any contempt of courts? And also my 1 conduct strike
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The contempt charges I and II are valid. however as stated above the conduct strike issued has no legal effect due to a procedural defect.
This court apologizes for any confusion.

For record-keeping purposes this court notes that the current stage of this case is that the assigned public defender to the defendant is to present their answer to complaint.
 

Motion


IN THE FEDERAL COURT OF THE COMMONWEALTH OF REDMONT
MOTION FOR EMERGENCY INJUNCTION

Your Honour,

Plaintiff respectfully requests that the Court issue an emergency injunction to immediately freeze all assets and property of Defendant pending resolution of this matter.

Defendant has failed to make any monthly interest payments on this loan and is now in default on this agreement. Given the substantial debt owed and the risk that Defendant will transfer, hide, or dissipate assets to render himself judgment-proof and deprive Plaintiff of recovery, Plaintiff requests that this Court immediately freeze all of Defendant's assets, including:

  1. Plot c572 and all other real estate plots owned by Defendant;
  2. All money held by Defendant, including in-game balance, business balances, bank account balances at any financial institution, National Exchange of Redmont (NER) balance, and any cash held anywhere in Redmont; and
  3. All items and blocks held in Defendant's inventory, EnderChest, supporter chests, and any containers owned by Defendant anywhere in Redmont.

 
RiggoSoft said:

Motion


IN THE FEDERAL COURT OF THE COMMONWEALTH OF REDMONT
MOTION FOR EMERGENCY INJUNCTION

Your Honour,

Plaintiff respectfully requests that the Court issue an emergency injunction to immediately freeze all assets and property of Defendant pending resolution of this matter.

Defendant has failed to make any monthly interest payments on either loan and is now in default on both agreements. Given the substantial debt owed and the risk that Defendant will transfer, hide, or dissipate assets to render himself judgment-proof and deprive Plaintiff of recovery, Plaintiff requests that this Court immediately freeze all of Defendant's assets, including:

  1. Plot c572 and all other real estate plots owned by Defendant;
  2. All money held by Defendant, including in-game balance, business balances, bank account balances at any financial institution, National Exchange of Redmont (NER) balance, and any cash held anywhere in Redmont; and
  3. All items and blocks held in Defendant's inventory, EnderChest, supporter chests, and any containers owned by Defendant anywhere in Redmont.

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may I ammend this your honor
 
dearev said:
you may
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Thank you your honor it is ammended. With respect to you and the court I ask for a swift decision on this motion as the defendant is at risk of being evicted from c572
 
RiggoSoft said:

Motion


IN THE FEDERAL COURT OF THE COMMONWEALTH OF REDMONT
MOTION FOR EMERGENCY INJUNCTION

Your Honour,

Plaintiff respectfully requests that the Court issue an emergency injunction to immediately freeze all assets and property of Defendant pending resolution of this matter.

Defendant has failed to make any monthly interest payments on this loan and is now in default on this agreement. Given the substantial debt owed and the risk that Defendant will transfer, hide, or dissipate assets to render himself judgment-proof and deprive Plaintiff of recovery, Plaintiff requests that this Court immediately freeze all of Defendant's assets, including:

  1. Plot c572 and all other real estate plots owned by Defendant;
  2. All money held by Defendant, including in-game balance, business balances, bank account balances at any financial institution, National Exchange of Redmont (NER) balance, and any cash held anywhere in Redmont; and
  3. All items and blocks held in Defendant's inventory, EnderChest, supporter chests, and any containers owned by Defendant anywhere in Redmont.

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Granted until defense issues a response or indicate their intent not to respond.
 
dearev said:
Granted until defense issues a response or indicate their intent not to respond.
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The Defense has no objection to the injunction insofar as my client does not come back to DC during the course of this case or wishes to use the funds.
 

Answer to Complaint


IN THE FEDERAL COURT OF THE COMMONWEALTH OF REDMONT
ANSWER TO COMPLAINT


OakRidge Community Bank
Plaintiff

v.

XinmjirGamingHQ
Defendant

I. ANSWER TO COMPLAINT
1. AFFIRMS that on 11/3/2025 the defendant opened a banking and loan inquiry ticket in the OakRidge Community Bank discord server.
2. AFFIRMS that at 7:41PM 11/3/2025 the defendant messaged in the challenge inquiring about a $25,000-$40,000 loan to assist the defendant in purchasing a property.
3. AFFIRMS that the plaintiff responds on 11/5/2025 at 8:37 AM offering the defendant a maximum loan amount of $20,000.
4. NEITHER DENIES NOR AFFIRMS that the defendant agrees to a $20,000 loan provided to them by the plaintiff at 4:07PM.
5. NEITHER DENIES NOR AFFIRMS that the plaintiff began drafting a loan agreement between the defendant and the plaintiff.
6. AFFIRMS that the plaintiff sends the sale agreement to the defendant at 6:20 PM on 11/5/2025. (Attached below)
7. AFFIRMS that the defendant signs the agreement at 6:38 PM on 11/5/2025.
8. AFFIRMS that the plaintiff delivers $20,000 to the defendant at 6:42 PM on 11/5/2025.
9. AFFIRMS that the plaintiff notifies that the defendant allegedly owes a $5,800 monthly payment for his first payment on the loan on 12/5/2025 at 12:55 PM
10. AFFIRMS that on 12/7/2025 the plaintiff sends a notice of deliquency to the defendant. (Attached below)
11. DENIES that on 12/10/2025 the defendant fails to send the owed $5,800 to the plaintiff and effectively defaults on their loan.
12. AFFIRMS that on 12/10/2025 at 8:04PM the plaintiff informs the defendant that they are allegedly in default.

II. DEFENCES
1. The contract's ambiguity, lack of specificity and outright contradiction in places makes it unenforceable under Lawsuit: Adjourned - Aezal v. Morgan Sheraton & Co. [2023] FCR 43 considering a breach of §4(2)(a) of the Act of Congress - Contracts Act, and a breach of §4(1)(a) of the Act of Congress - Credit Standards Act.


By making this submission, I agree I understand the penalties of lying in court and the fact that I am subject to perjury should I knowingly make a false statement in court.

DATED: This 22nd day of December 2025

 
Superwoops said:
The Defense has no objection to the injunction insofar as my client does not come back to DC during the course of this case or wishes to use the funds.
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In this case, the injuction is hereby Granted in full until the end of this case.


Discovery shall now begin lasting 5 days ending december 27th, 2025 @ 11:20am EST
 
Superwoops said:

Answer to Complaint


11. DENIES that on 12/10/2025 the defendant fails to send the owed $5,800 to the plaintiff and effectively defaults on their loan.

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Objection

IN THE FEDERAL COURT OF THE COMMONWEALTH OF REDMONT
OBJECTION - PERJURY

The defendant's counsel has willingly and intentionally lied about their clients actions as it can be seen in plaitniff's 1st exhibit. They also have lied about the effects of not their client not paying the owed amount due on the 5th.

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Response


IN THE DISTRICT COURT OF THE COMMONWEALTH OF REDMONT
RESPONSE TO OBJECTION

The defendant failed to send any
funds, but the Defense’s argument is that the Plaintiff is not owed the funds as the aforementioned contract is invalid due to the reasons provided.
Opposing counsel may disagree, however it is a valid legal argument that will be explained thoroughly in opening and closing statements.

 
Your honor in compliance with the emergency injunction the plaintiff asks the court to inform the Department of Construction and Transportation that plot c572 is frozen, the reason the plaintiff asks is because the Department of Construction and Transportation are currently trying to auction this property Auction Required - c572 | Dec 21, 2025
 
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